Your employer’s insurance should cover medical expenses and a percentage of lost wages. Unfortunately, businesses and their insurance companies often try to fight or deny workers compensation claims. The Carrollton workers’ compensation law firm of Rutter Mills can help you receive the compensation you deserve for your injuries.
Carrollton Workers Compensation Lawyers
How to Protect Your Rights
Although no law requires an injured employee to go before a VWCC hearing to have legal representation, anyone not doing so is at a disadvantage. Remember that the employer always has an attorney looking to save the company money by fighting claims. Carrollton Workers’ comp lawyers know how to protect your rights, and that includes ensuring you do not make statements that could harm your claim. These claims are often complicated, and it is difficult for a layperson, especially someone with severe injuries, to present their own case.
An attorney can prepare medical and other documentation to support a denied or minimized claim and ensure the client’s disability rating is fair.
Third-party Options
Depending on the cause of the injury, a third party may prove liable when it comes to employee injury and disability. While workers’ comp protects employers from personal injury lawsuits, that is not the case when a defective product causes it. For example, a construction worker may suffer a severe injury because a poorly designed ladder collapses. Personal injury lawsuits against third parties do not affect workers’ comp benefits.
No-Fault Insurance
Virginia businesses or non-profit organizations employing at least three people must carry workers’ comp insurance for employees. That includes all employees, whether they work full-time, part-time, or seasonally. In theory, workers’ comp is a form of no-fault insurance. It should cover you even if you are partly or fully responsible for the accident. There are exceptions, such as accidents occurring while the employee is under the influence of drugs or alcohol, self-inflicted wounds, or those resulting from fighting. Unfortunately, many employers and insurance companies seek to deny or minimize benefits to eligible workers, leaving these injured employees in financial distress.
Contact Carrollton Workers’ Compensation Lawyers
If you were injured at work and have experienced difficulty with your benefits, you need the services of our whose educated and experienced Carrollton workers’ compensation attorneys at Rutter Mills. We offer a free consultation, so call us today or contact us online to schedule an appointment. Once we evaluate your case, we will answer any questions and let you know your options for the future. We are with you every step of the way. There is never a fee unless we win.
Years Helping Accident Victims
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Workers Compensation
If you’ve been injured on the job, workers’ compensation insurance may entitle you to critical assistance like medical treatment, lost wages, and more. But insurance companies will put up an aggressive fight to resist paying you the compensation you need and deserve. Rutter Mills can help get you the money you deserve.